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Interest-Free Financing Available

0% Financing through Affirm

GoodMorning.com has partnered with Affirm to offer transparent and easy-to-understand financing options. Order your mattress today, spread out your payments, and pay no interest over six months.

Flexible Payment Options

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Small, Equal Monthly Payments

Make affordable monthly payments over 6 months with 0% interest.

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Automatic Withdrawals

Set up automatic monthly payments with your bank account.

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0% Financing

Interest-free payments with 0% APR over 6 months.

Frequently Asked Questions

Find answers to the most commonly asked questions about Affirm financing.

How do I use Affirm?
  1. Add items to your Cart as usual, and select Affirm as your payment method in Checkout.
  2. Complete Affirm’s easy online application and get an instant approval decision.
  3. Make 6 monthly payments to Affirm while you fall in love with your new mattress.
How do I make monthly payments?
Affirm will help you set up convenient, pre-authorized payments via your bank account.
How much can I spend using Affirm?

Affirm payment plans are not available for after-tax orders under $250 or over $10,000.

Can I pay over 12 months instead of 6 months?

We only offer a 6 month interest-free payment plan through Affirm.

Who can apply for a Affirm payment plan?

Affirm payment plans are available to United States residents above the age of majority, which is 18, 19, or 21, depending on your state.

Can I prepay my outstanding Affirm balance?

Yes, all Affirm payment plans can be prepaid at any time without penalty.

What happens if I miss a payment?
If you miss a payment, Affirm will automatically reschedule the payment to be debited a few days later. Additional charges for late and missed payments may apply. Please contact Affirm directly if you need to discuss your payment plan or the timing of your payments.
My Affirm transaction failed. What went wrong?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or payment method. For further information, please contact Affirm.
How do I access my Affirm account?
After you have completed a transaction with Affirm, you can access your account here. If you have any questions or trouble logging in, please contact Affirm.
What effect does returning my mattress within the sleep trial have on an order financed through Affirm?

Purchases made using Affirm are subject to the GoodMorning.com sleep trial and return policy. Any returns will be processed by GoodMorning.com, and your Affirm loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by Affirm.

Can I receive Affirm financing for promotional offers or sale items?

No. Affirm financing cannot be used for discounted merchandise or promotional offers. 

The Fineprint

Subject to credit check and approval. Down payment may be required. Not available for purchases under $250 after taxes. The billing address and shipping address must match. An address cannot be changed once the order has been made. For more information, visit Affirm.

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