The Fine Print
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Add your mattress and accessories to your cart, select Affirm at checkout, and complete a short application. You’ll get an instant decision and can confirm your payment plan right away. Affirm payment plans are available for orders over $600.
Your purchase will be split into six equal monthly payments, automatically billed from your bank account or debit card. You’ll receive reminders before each payment, and you can pay off your balance early at any time with no extra fees.
Still have questions? Our customer service team is here to help you 7 days a week.
How much can I spend using Affirm?
Affirm payment plans are available for orders over $600.
Can I pay over 12 months instead of 6 months?
No. We currently offer a 6-month interest-free payment plan through Affirm.
Who can apply for an Affirm payment plan?
Affirm payment plans are available to Canadian residents and citizens who are the age of majority: 18 years old in AB, MB, ON, PEI, QC, and SK, or 19 years old in BC, NB, NL, NWT, NS, NU, and YT.
Can I prepay my outstanding Affirm balance?
Yes. You can pay off your Affirm balance in full at any time without penalties or additional fees.
What happens if I miss a payment?
If you miss a payment, Affirm will automatically reschedule it a few days later. Additional charges for late or missed payments may apply. Please contact Affirm directly if you need to adjust your payment schedule.
My Affirm transaction failed. What went wrong?
Not all applicants qualify for Affirm financing. This can happen if your identity or payment method can’t be verified or if your credit information doesn’t meet Affirm’s criteria. For help, contact Affirm directly.
How do I access my Affirm account?
After completing a purchase with Affirm, you can access your account anytime at Affirm.ca.
The Fine Print
To qualify for Affirm financing, your order must be at least $600 before taxes and fees.
Payment options are provided by Affirm Canada Holdings Ltd. (“Affirm”). Your rate may be up to 0–31.99% APR, depending on your credit profile and provincial regulations. Not all customers will qualify for 0% APR.
Your payment options depend on your total purchase amount and may vary by province or territory. The full terms of your financing plan will be shown at checkout before you complete your order.
A down payment or payment due at checkout may be required. Affirm accepts debit cards and pre-authorized debits (PADs) as forms of repayment. Some payment plans may allow credit card repayment—please review your card’s terms before choosing this option.
Here’s an example: a $900 purchase split into six interest-free monthly payments of $150.
Financing terms and offers may vary or change at any time. For complete details, visit helpcenter.affirm.ca.
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Reviews Note
The reviews below include any and all sizes, firmness options, and/or versions of this product.