Flexible Payment Options
Small, Equal Monthly Payments
Pay as little as $108/month over 6 months with 0% interest.
Set up automatic monthly payments with your bank account.
Interest-free payments with 0% APR over 6 months.
Frequently Asked Questions
Find answers to the most commonly asked questions about PayBright financing.
How do I use PayBright?
- Add items to your Cart as usual, and select PayBright as your payment method in Checkout.
- Complete PayBright’s easy online application and get an instant approval decision.
- Make 6 monthly payments to PayBright while you fall in love with your new mattress.
How do I make monthly payments?
PayBright will help you set up convenient, pre-authorized payments via your bank account.
How much can I spend using PayBright?
PayBright payment plans are not available for after-tax orders under $250 or over $10,000.
Can I pay over 12 months instead of 6 months?
We only offer a 6 month interest-free payment plan through PayBright.
Who can apply for a PayBright payment plan?
PayBright payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.
Can I prepay my outstanding PayBright balance?
Yes, all PayBright payment plans can be prepaid at any time without penalty.
What happens if I miss a payment?
If you miss a payment, PayBright will automatically reschedule the payment to be debited a few days later. Additional charges for late and missed payments may apply. Please contact PayBright directly if you need to discuss your payment plan or the timing of your payments.
My PayBright transaction failed. What went wrong?
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or payment method. For further information, please contact PayBright.
How do I access my PayBright account?
What effect does returning my mattress within the sleep trial have on an order financed through PayBright?
Purchases made using PayBright are subject to the GoodMorning.com sleep trial and return policy. Any returns will be processed by GoodMorning.com, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.
Can I receive PayBright financing for promotional offers or sale items?
No. PayBright financing cannot be used for discounted merchandise or promotional offers.
Subject to credit check and approval. Down payment may be required. Not available for purchases under $250 after taxes. The billing address and shipping address must match. An address cannot be changed once the order has been made. For more information, visit PayBright.
*Shipping fees may apply for some remote locations.
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